If a credit report error causes your loan to be denied, the most effective next step is to dispute the error and, if necessary, seek legal support. The Fair Credit Reporting Act (FCRA) gives you the right to accurate reporting and allows you to pursue compensation when errors lead to financial harm. Many turn […]

Key Takeaways CFPB secured $25 million settlement against Freedom Debt Relief – the largest debt settlement penalty in history Freedom charged fees without settling debts and made customers negotiate for themselves. The company violated federal consumer protection laws, including the Consumer Financial Protection Act and the Telemarketing Sales Rule. Chicago consumers harmed by Freedom Debt […]