You signed up for a debt relief program because you wanted things to get simpler. Then a fee showed up that nobody mentioned on the sales call. Or the monthly amount changed. Or the terms you remember hearing don’t match the paperwork you finally got around to reading. That gap between what you were promised […]

Speaking up at work takes nerve. Maybe you asked why your overtime never showed up on your check. Maybe you told a supervisor that a piece of equipment wasn’t safe, or you reported something you believed was illegal. Then the atmosphere changed. Your schedule shifted, your reviews dipped, or you were suddenly on the outside […]

Maybe it started with the paperwork. You were told you’d be an independent contractor, not an employee, and it seemed like a technicality at the time. Then you noticed you were working long weeks with no overtime, or money was coming out of your paycheck that you never agreed to, or you were paying for […]

You did what you were supposed to do. You told your employer about your condition and asked for a change that would help you do your job, maybe a different schedule, some extra breaks, or a piece of equipment. Then nothing happened. No “yes,” no “no,” no meeting. Just silence. That silence can be hard […]

It’s bad enough when a debt collector won’t stop calling you. It’s worse when a coworker hands you a message from one, or your sister asks why a stranger phoned her about your bills. Owing money is stressful. Having the people in your life dragged into it adds embarrassment, and it can add real worry […]

Key Takeaways Freedom Debt Relief settled a federal lawsuit with the Consumer Financial Protection Bureau in July 2019, paying $20 million in restitution to affected consumers and a $5 million civil money penalty, according to the CFPB’s own enforcement records (CFPB: CFPB v. Freedom Debt Relief, LLC) Freedom Debt Relief charges fees of 15% to […]