A Wake-Up Call for Consumer Rights in Credit Reporting In January 2025, the Consumer Financial Protection Bureau (CFPB) imposed a $15 million fine on Equifax, one of the three major U.S. credit bureaus. Equifax was fined because it did not properly investigate credit dispute cases filed by consumers, which is a direct violation of the […]

Why Credit Litigation Matters Credit reports influence every aspect of your financial life—from loan approvals to job applications. But what happens when errors appear on your report, or a creditor falsely accuses you of a debt? That’s where credit litigation comes into play. Justice Consumer Law is here to help you protect your rights and […]