If your mortgage application was denied due to errors in your credit report, you have legal options to correct the mistakes and potentially secure approval. Credit reporting mistakes, such as outdated information or incorrect accounts, can negatively impact your credit score and mortgage eligibility. In this article, we outline the steps you can take to […]

  A TCPA (Telephone Consumer Protection Act) attorney in Chicago can help you take legal action against robocallers who violate your privacy by making unsolicited, automated calls. By suing under the TCPA, you may be able to stop these calls and receive compensation. A skilled attorney will guide you through the process, from recognizing illegal […]

Hard inquiries can significantly impact your credit score and affect your ability to secure loans, credit cards, and other financial services. When a lender or creditor checks your credit report to assess your creditworthiness, they perform a hard inquiry, which can lower your score by a few points. In Chicago, where financial decisions are often […]

  Debt relief scams target financially stressed individuals by promising fast solutions that result in more debt or legal problems. Justice Consumer Law helps clients in Chicago take legal action against these scams using federal consumer protection laws and risk-free legal representation. Debt relief scams target financially stressed people by demanding upfront payments and giving […]

  Filing a debt relief lawsuit in Chicago helps consumers protect their rights against abusive debt collectors and credit report errors. The process typically involves filing a claim under the Fair Debt Collection Practices Act (FDCPA) or the Fair Credit Reporting Act (FCRA) to address violations that harm your financial health. If you are dealing […]

Living with money problems is already challenging, but when debt collectors go too far, it can feel like you’re being attacked. While it’s okay for collectors to try to get their money, they aren’t allowed to harass you. Sadly, many don’t know their rights or what to do when collectors misbehave. This confusion often causes […]