Key Takeaways Pacific Debt Relief markets “up to half” debt reduction, but consumers may pay 65 to 85 percent of their enrolled balance, including fees, according to the company’s own program disclosures Consumers must stop all creditor payments upon enrollment, causing credit damage that can stay on credit reports for up to seven years The […]

Key Takeaways Alleviate Financial Solutions has accumulated over 147 BBB complaints in three years, according to public BBB records, primarily for billing failures and undelivered settlements Consumers report that Alleviate collected fees without settling debts and left them in a worse financial position than when they started Multiple federal lawsuits have been filed against the […]

A professional between jobs found herself $16,000 in debt after medical expenses and credit card bills piled up faster than she could manage. She did what most people in that situation do. She searched online for help and found a Chicago-based debt relief company that promised to negotiate her debts down. She signed the contract […]

A couple signed up for a debt relief program after a sudden medical emergency pushed them deep into credit card debt. They stopped paying their creditors, made monthly deposits into a special account, and waited. Nearly a year later, they sat down and calculated what the program would actually save them. The total came to […]

Losing your job is hard enough. When your employer hands you a severance agreement and gives you a deadline to sign, the pressure to just accept it can feel impossible to resist. But what you sign in that moment can permanently close the door on legal claims you didn’t even know you had. We work […]

Being treated unfairly at work because of your race or gender is more than uncomfortable. It is illegal. Title VII of the Civil Rights Act gives you real legal protections, and knowing what they cover is the first step toward doing something about it. At Justice Consumer Law, we represent workers across Illinois and nationwide […]